Granthera is entering the final stage of integrating Artificial Intelligence (AI) into its credit scoring system. The operational launch is scheduled for early December. The initiative is designed to enhance risk assessment accuracy and accelerate application processing for technology project financing.
Confidential Mode: Team and Technology
Due to the strategic importance and uniqueness of the project, all details remain strictly confidential. The development of the AI scoring model is currently being carried out by a specialized team that includes:
Leading ML/AI Specialists: Experts in building deep neural networks for analyzing large volumes of unstructured data.
International Underwriters: Professionals responsible for assessing credit and sectoral risks across European and Asian markets.
Big Data Engineers: Experts ensuring seamless collection, processing, and integration of data from Granthera’s 17 operational jurisdictions.
Legal Compliance Specialists: A team guaranteeing that AI algorithms fully comply with regulatory and legal standards in all regions of operation.
Expected Outcomes
The integration of AI will provide:
Enhanced accuracy in forecasting and risk management;
Reduced decision-making time;
Improved credit portfolio structure.
AI serves as analytical support for underwriters, accelerating the initial data analysis. Final decisions remain under the authority of Granthera’s expert team.